Programme Reconstruct

Restructuring Insurance Programmes for M&A Transactions & Portfolio Companies

Matrix Global provides an independent Programme Reconstruct service designed to optimise and realign insurance arrangements following an acquisition, corporate restructuring, or changes within a portfolio company. We work with Private Equity Houses, Legal Teams, Corporate Acquirers, Investment Banks & Advisors and Management Teams to ensure insurance programmes remain fit for purpose in the face of evolving business needs.

Why Programme Reconstruct Matters

Insurance programmes often become misaligned with business objectives due to changes in ownership, market conditions, or operational shifts. A poorly structured programme can lead to unnecessary costs, coverage gaps, and increased risk exposure. Programme Reconstruct ensures that insurance arrangements are strategically restructured to provide optimal protection and financial efficiency, ensuring alignment with the company’s long-term goals.

Our Independent Approach

Unlike insurance brokers, Matrix Global is not tied to any insurers or products. We provide a completely impartial review and restructuring process, ensuring that businesses receive objective recommendations tailored to their specific needs. Our focus is on delivering insurance solutions that maximise value, mitigate risk, and enhance financial certainty.

What Our Programme Reconstruct Covers

• Coverage Optimisation – Adjusting policies to ensure they provide appropriate and efficient risk protection;
• Policy Consolidation & Streamlining – Removing redundancies, duplications, and inefficiencies to simplify insurance arrangements;
• Cost Efficiency Analysis – Identifying opportunities for premium reduction and cost-effective risk transfer solutions;
• Risk Reassessment & Mitigation – Ensuring the programme reflects the current and future risk profile of the business;
• Strategic Realignment – Adapting the programme to meet investor expectations, regulatory requirements, and operational changes.

The Matrix Programme Reconstruct Process

We follow a structured approach to ensure that insurance programmes are reconstructed efficiently and effectively:

Review

• Assess the existing insurance programme, its structure, terms, and cost-effectiveness.
• Identify inefficiencies, overlaps, and gaps in coverage.

Analyse

• Benchmark the programme against industry best practices and evolving business needs.
• Evaluate potential cost-saving opportunities and alternative risk transfer strategies.

Restructure

• Redesign the insurance programme to enhance coverage, eliminate inefficiencies, and reduce costs.
• Align policies with business objectives and risk management strategies.

Implement

• Oversee the transition to the reconstructed programme, including broker engagement and policy placements.
• Ensure seamless integration with ongoing business operations.

Monitor & Review

• Provide ongoing oversight to ensure continued efficiency and alignment with strategic goals.
• Support future modifications as business needs evolve.

Delivering Value to Investors and Management Teams

Matrix Global’s Programme Reconstruct service helps businesses and their investors take control of their insurance arrangements, ensuring that coverage remains relevant, cost-effective, and strategically aligned. Whether restructuring a programme post-acquisition, post-merger, or as part of a broader portfolio strategy, our expertise provides clarity, certainty, and enhanced financial efficiency.

For an independent insurance programme restructuring solution, contact Matrix Global today.