Programme Design

Insurance Programme Design for M&A Transactions & Portfolio Companies

Matrix Global delivers independent Programme Design solutions tailored to businesses undergoing M&A transactions and those within existing investment portfolios. We work with Private Equity Houses and Management Teams to create bespoke insurance programmes that align with the business’s risk profile, strategic objectives, and operational needs.

Why Programme Design Matters

A well-structured insurance programme is critical to ensuring business resilience, risk mitigation, and cost efficiency. Whether structuring coverage for a newly acquired business or optimising the risk management strategy of a portfolio company, our Programme Design service ensures that insurance arrangements are aligned with corporate goals and investor expectations.

Our Independent Approach

Unlike insurance brokers, Matrix Global does not sell policies or receive commissions from insurers. Our independence ensures that every programme we design is driven solely by the needs of our clients, free from conflicts of interest. We take a strategic approach, structuring insurance solutions that optimise protection while maintaining cost-effectiveness.

What Our Programme Design Covers

• Risk Assessment & Profiling – Identifying key risks and liabilities to ensure adequate protection;
• Insurance Programme Structuring – Designing comprehensive and efficient coverage strategies;
• Policy Wording & Terms Development – Ensuring clarity and suitability of coverage terms, conditions, and exclusions;
• Optimisation of Cost & Coverage – Balancing protection and cost-effectiveness for maximum value;
• Alignment with Corporate Strategy – Tailoring the insurance programme to business objectives, industry best practices, and investor expectations.

The Matrix Programme Design Process

We follow a structured methodology to develop insurance programmes that deliver robust risk protection:

Analyse

• Understand the business’s risk profile, industry landscape, and insurance objectives.
• Identify existing coverage gaps and areas requiring enhancement.

Strategise

• Develop a risk transfer and mitigation strategy tailored to the business’s operational needs.
• Define the optimal insurance programme structure.

Design

• Construct a bespoke insurance programme, including tailored coverage terms, policy structures, and insurer selection criteria.
• Align coverage with investor and regulatory requirements.

Validate

• Benchmark the proposed programme against industry standards and best practices.
• Assess financial efficiency and overall programme effectiveness.

Implement

• Oversee programme deployment, including broker selection and policy placements.
• Ensure seamless transition and integration with business operations.

Monitor & Review

• Provide ongoing oversight to maintain programme relevance and efficiency.
• Support future modifications to align with business growth and evolving risks.

Delivering Value to Investors and Management Teams

Matrix Global’s independent Programme Design service ensures that businesses and their investors have a tailored, robust insurance strategy that safeguards assets, minimises risks, and aligns with long-term growth plans. Whether creating a programme from the ground up or optimising existing coverage, we provide expertise that enhances risk management efficiency and financial certainty.

For an independent, tailored insurance programme design solution, contact Matrix Global today.